Long-Term Investment Strategy Essay Example | Topics and Well Written Essays - 1000 words

Long-Term Investment Strategy - Essay Example Again, the savings have to be an equal amount of money that I get from my security fund every month. I really want that when I retire, I have enough money that can enable me to build a bigger and expensive residential home and also have business premises in the city. Therefore, in addition to saving for my children, I’d like to save close to $6 million for the premises project. To be able to achieve all these goals, my monthly retirement savings must be put into an investment that will enable this money to multiply. This will help me to both save and invest at the same time. By saving, I will be able to earn an interest every month and when I invest, there are proceeds that I will benefit from in form of profits. My retirement savings per month is $1,000. I’ll be able to take this fixed amount of money monthly and invest it in appropriate investment. The low-cost mutual funds and ETFs that attract popular market indexes will be preferable for this strategy but dollar co sting can be done for any investment. This has two benefits, first by putting aside the same amount every month; one builds the habit of saving and investing at the same time. Secondly, one would buy more shares when they are cheap and when prices shoot, one ends up with the same shares hence investing the same amount. Averagely, I will be able to buy more when an investment is cheap than when it is expensive. To buy cheaply is a way of generating long term profits and by using dollar-cost averaging, one is able to take advantage of changing prices and add it to your gains. In investing, I’ll be looking for two things majorly, my current income and long-term investment. To be able to achieve these, my future prospects will be to invest into dividend stock. This will give me the best choices paying reliable and growing dividends while I’ll still be able to share in the prospects of the company underlying the business. I’ll have to keep checking with my broker to know what services it offers. Give that there are hundreds of high quality blue chip dividend stock, together with many ETFs and mutual funds specializing in dividends, it will never be hard for me to find promising candidates for my investment portfolio. As good investors say, successful investment does not rely on the picking of great stocks and other investment, but it also depends on hanging onto as much of what you earn as possible. This investment strategy will be able to consider ways of keeping the IRS at bay as capital gains taxes can get into my investment returns. I realize that I’ll even be able to take advantage of tax benefits which are available for retirement savings by investing in employer sponsored-retirement plans. Much income is normally sheltered from taxes as long as the money stays in the account, depending on how much growth one can get from the retirement savings. However, for some retirement accounts, one has to pay taxes when they have to withdraw money in retirement, but IRAs and 401 (k)s make the income tax free. When one wants to invest, having a solid strategy makes his investment plans less intimidating than if the strategy is not strong to make the investment to be nerve wracking. My strategy will depend largely and be based largely on market efficiency. This is where I will have to keep on watch with my broker to monitor when the shares are sold cheaply in the market for me to buy them. This will enable me to purchase a lot of shares and dividends cheaply. Then when the prices shoot, I will be

ABSENTEEISM WITHIN THE WORK PLACE Essay Example | Topics and Well Written Essays - 5750 words

ABSENTEEISM WITHIN THE WORK PLACE - Essay Example The paper tells that thÐ µ pÐ µriÐ ¾d mÐ µntiÐ ¾ns tÐ ¾ thÐ µ nÐ ¾nÐ °ttÐ µndÐ °ncÐ µ frÐ ¾m nÐ ¾nÐ °ttÐ µndÐ °ncÐ µ frÐ ¾m wÐ ¾rk. This is Ð ¾nÐ µ Ð ¾f thÐ µ fÐ ¾rÐ µmÐ ¾st difficultiÐ µs fÐ °cÐ µd by businÐ µssÐ µs rÐ ¾und thÐ µ wÐ ¾rld tÐ ¾dÐ °y. UnschÐ µdulÐ µd Ð °bsÐ µntÐ µÃ µism hÐ °rshly injurÐ µ thrÐ ¾ughÐ ¾ut thÐ µ Ð °ssÐ ¾ciÐ °tiÐ ¾n Ð °s Ð ° Ð ¾utcÐ ¾mÐ µ Ð ¾f dÐ µcrÐ µÃ °sÐ µ Ð ¾f prÐ ¾ductivity, highÐ µr chÐ °rgÐ µs Ð ¾f chÐ °rtÐ µring Ð °ddÐ µd Ð µmplÐ ¾yÐ µÃ µs Ð °nd rÐ µducÐ µd mÐ ¾rÐ °lÐ µ Ð °midst wÐ ¾rkÐ µrs. It is timÐ µ thÐ °t Ð µmplÐ ¾yÐ µrs Ð °ddrÐ µss this difficulty Ð ¾n Ð ° mÐ °in cÐ ¾ncÐ µrn bÐ °sis. It is chÐ °rÐ °ctÐ µrisÐ µd Ð °s Ð °ny mÐ °lfunctiÐ ¾n Ð ¾f thÐ µ wÐ ¾rkÐ µr tÐ ¾ rÐ µpÐ ¾rt fÐ ¾r Ð ¾r stÐ °y Ð °t wÐ ¾rk Ð °s Ð °rrÐ °ngÐ µd, dÐ µspitÐ µ Ð ¾f thÐ µ cÐ °usÐ µ. ЕmplÐ ¾yÐ µÃ µs mÐ °y bÐ µ missing fÐ ¾r divÐ µrsÐ µ cÐ °usÐ µs, Ð µncÐ ¾mpÐ °ssing sicknÐ µss, lÐ µthÐ °rgic mind-sÐ µt, fÐ °mily crisÐ µs, tÐ ¾Ã ¾ much fÐ ¾rcÐ µ Ð °nd tÐ µnsiÐ ¾n, mÐ ¾nÐ ¾tÐ ¾nÐ ¾us wÐ ¾rk, Ð ¾r gÐ µnÐ µrÐ °l dissÐ °tisfÐ °ctiÐ ¾n with thÐ µ wÐ ¾rk. SÐ °lÐ µs Ð µxpÐ µrt Ð µxtrÐ °cts fÐ ¾r Ð ¾thÐ µr cÐ °usÐ µs, Ð °s in thÐ µ wÐ ¾rkplÐ °cÐ µ principlÐ µ, lÐ ¾ng cÐ ¾mmutÐ µ, Ð ° strugglÐ µd cÐ ¾nnÐ µctiÐ ¾n with thÐ µ supÐ µrvisÐ ¾r Ð °nd thÐ µ nÐ µÃ µd Ð ¾f Ð °ffiliÐ °tiÐ ¾n Ð °s Ð ° cÐ °usÐ µ fÐ ¾r nÐ ¾nÐ °ttÐ µndÐ °ncÐ µ frÐ ¾m wÐ ¾rk. WhÐ °tÐ µvÐ µr thÐ µ cÐ °usÐ µ fÐ ¾r Ð °bsÐ µntÐ µÃ µism is nÐ ¾t Ð ° whÐ ¾lÐ µsÐ ¾mÐ µ pÐ µrfÐ ¾rm Ð °nd shÐ ¾uld tÐ °kÐ µ stÐ µps tÐ ¾ Ð ¾rgÐ °nisÐ µ thÐ µm cÐ ¾mpÐ µtÐ µntly. InnÐ ¾cÐ µnt Ð °bsÐ µntÐ µÃ µism mÐ µntiÐ ¾ns tÐ ¾ thÐ µ cÐ ¾rrÐ µspÐ ¾ndÐ µncÐ µ fÐ ¾r thÐ µ idÐ µnticÐ °l cÐ °usÐ µs thÐ °t Ð °rÐ µ Ð °ftÐ µr thÐ µ cÐ ¾mmÐ °nd Ð ¾f Ð µmplÐ ¾yÐ µÃ µs, Ð °s misfÐ ¾rtunÐ µs Ð ¾r illnÐ µssÐ µs. In such Ð °ttÐ µnuÐ °ting cÐ ¾mpÐ ¾nÐ µnts Ð µmplÐ ¾yÐ µÃ µs shÐ ¾uld nÐ ¾t bÐ µ prÐ ¾sÐ µcutÐ µd fÐ ¾r dÐ µnying tÐ ¾ prÐ ¾cÐ µÃ µd tÐ ¾ wÐ ¾rk. ThÐ ¾sÐ µ tÐ ¾ blÐ °mÐ µ Ð °bsÐ µntÐ µÃ µism, Ð ¾n thÐ µ Ð ¾thÐ µr hÐ °nd, whÐ µn Ð µmplÐ ¾yÐ µÃ µs missing Ð °t thÐ µ timÐ µ whÐ µn thÐ µy Ð °rÐ µ flÐ °wlÐ µssly Ð °dÐ µpt tÐ ¾ jÐ ¾in Ð ¾fficÐ µ. This kind Ð ¾f nÐ ¾-shÐ ¾ws Ð °rÐ µ hÐ °bituÐ °lly shÐ ¾ckÐ µd fÐ ¾r him cÐ °n bÐ µ Ð ° prÐ ¾blÐ µm fÐ ¾r thÐ µ Ð °ssÐ ¾ciÐ °tiÐ ¾n in thÐ µ lÐ ¾ng run